If you own a Kawasaki motorcycle, then the Kawasaki Good Times Credit Card might be a great option for you. With the card, you can earn points that can be redeemed for Kawasaki products, apparel, or even a discount on a new bike. But before you apply for the card, it’s important to understand the rates and fees associated with it. In this article, we’ll break down the interest rates, fees, and other important details about the Kawasaki Good Times Credit Card so you can determine if it’s the right option for you. Don’t worry, we’ll make it all easy to understand and explain everything in relaxed, straightforward language.
Kawasaki Good Times Credit Card Rates: Everything You Need to Know
Are you a Kawasaki enthusiast looking for the best possible financing option for your bike purchase? Look no further than the Kawasaki Good Times Credit Card. Here’s everything you need to know about Kawasaki Good Times Credit Card rates.
What is the Kawasaki Good Times Credit Card?
The Kawasaki Good Times Credit Card is a credit card designed to help Kawasaki enthusiasts purchase their dream motorcycles and other Kawasaki vehicles and accessories. It is issued by Comenity Capital Bank, and offers a range of benefits to cardholders.
How Does It Work?
The Kawasaki Good Times Credit Card offers a revolving line of credit, which means that you can borrow money up to your credit limit and then pay it back over time, with interest. This can be a great way to finance a large purchase like a motorcycle without having to pay upfront in cash.
What are the Rates and Fees?
The interest rate (APR) on the Kawasaki Good Times Credit Card varies depending on the cardholder’s creditworthiness. The current APR range is 10.99% to 22.99%. There is no annual fee for the card, but there is a late payment fee of up to $40.
How Do I Qualify?
To qualify for the Kawasaki Good Times Credit Card, you must be at least 18 years old and have a valid Social Security number or tax identification number. You must also have a credit history that meets the bank’s minimum requirements.
How Do I Apply?
You can apply for the Kawasaki Good Times Credit Card online, by phone or by mail. The application process is quick and easy, and you can get a decision within minutes.
What are the Benefits?
In addition to the ability to finance Kawasaki purchases, the Kawasaki Good Times Credit Card offers a range of benefits to cardholders. These include special financing options, exclusive discounts and offers, and online account management tools.
Are There Any Downsides?
As with any credit card, there are potential downsides to the Kawasaki Good Times Credit Card. One is the potential for high interest rates if you carry a balance. Another is the late payment fee, which can be hefty.
How Can I Manage My Account?
You can manage your Kawasaki Good Times Credit Card account online, through the Comenity Capital Bank website. This allows you to make payments, view your balance and transactions, and access exclusive offers and discounts.
Is the Kawasaki Good Times Credit Card Right for Me?
The Kawasaki Good Times Credit Card can be a great option for those looking to finance a Kawasaki motorcycle or other vehicle purchase. However, it’s important to consider your creditworthiness and ability to pay off your balance before applying for any credit card. It’s also a good idea to compare rates and terms from other financing options before making a decision.
In conclusion, if you’re in the market for a Kawasaki motorcycle or other vehicle purchase, the Kawasaki Good Times Credit Card is worth considering. With a range of benefits and financing options, it can make it easier to ride off into the sunset on your dream bike. Just make sure you understand the rates and fees, and that you’re prepared to pay off your balance in a timely manner to avoid fees and accumulating interest.
Kawasaki Good Times Credit Card Rates: What You Need to Know
If you are a fan of Kawasaki motorcycles, then the Kawasaki Good Times Credit Card is the perfect solution to finance your passion. With its numerous benefits and rewards, you get to enjoy owning a Kawasaki motorcycle and credit card in one. In this section, we’ll provide you with an in-depth look at the Kawasaki Good Times Credit Card rates, fees, requirements, and benefits.
1. The Interest Rates
Before applying for the Kawasaki Good Times Credit Card, it’s vital to know about the interest rates. The annual percentage rate varies and depends upon the applicant’s credit score. The better the credit score, the lower the APR. On average, the APR ranges from 17.24% to 26.24%. Plus, the Kawasaki Good Times Credit Card offers an introductory 0% APR for the first six billing cycles after account opening.
2. Annual Fees
The Kawasaki Good Times Credit Card comes with an annual fee of $0. Yes, you read it right. There are no annual fees charged, and you get to enjoy a host of benefits without paying any extra charges.
3. Late Payment Fees
If you miss the due date and fail to make the minimum payment, the Kawasaki Good Times Credit Card charges a late payment fee of up to $39. Therefore, it’s essential to pay your monthly bills on time to avoid any penalties.
4. Rewards Program
One of the primary benefits of owning a Kawasaki Good Times Credit Card is its rewards program. Cardholders earn two reward points per dollar spent on Kawasaki purchases, including motorcycles, parts, accessories, and apparel. Plus, you get to earn one reward point per dollar spent on other purchases.
5. Bonus Rewards
If you spend $500 or more in the first 90 days of account opening, the Kawasaki Good Times Credit Card offers an extra 5,000 bonus points. The points are redeemable for Kawasaki purchases or cashback.
6. No Cash Advance Fee
Another significant benefit of owning a Kawasaki Good Times Credit Card is that it doesn’t charge any cash advance fee. You can use your credit card to withdraw cash at any ATM without paying any extra charges.
7. No Foreign Transaction Fees
If you are a frequent traveler and love to ride your Kawasaki motorcycle worldwide, the Kawasaki Good Times Credit Card has got you covered. The card doesn’t charge any foreign transaction fees, and you can use it to make purchases anywhere in the world without any extra charges.
8. Extra Cardholder Benefits
You can add an authorized user to your Kawasaki Good Times Credit Card account, and they will get to enjoy the same benefits as you. Plus, you earn an extra 1,000 reward points when the authorized user makes their first purchase within the first 90 days of account opening.
9. Easy Application Process
If you want to apply for the Kawasaki Good Times Credit Card, the application process is simple and straightforward. You can either apply online or visit your nearest authorized Kawasaki dealership. The online application process takes less than five minutes to complete, and you get to know your application status within minutes.
10. Customer Support
The Kawasaki Good Times Credit Card offers excellent customer support. You can contact the customer service team via phone or email, and they are available 24/7 to assist you with any queries or concerns. Plus, you get to manage your account online and access your account information, including balance, rewards, and payment history.
In conclusion, the Kawasaki Good Times Credit Card is an excellent option for Kawasaki enthusiasts. With its competitive interest rates, no annual fee, rewards program, and additional benefits, you can enjoy owning a Kawasaki motorcycle while earning rewards. Plus, the easy application process and excellent customer support make it a popular choice among motorcycle enthusiasts.
Kawasaki Good Times Credit Card Rates and Fees
If you’re considering getting a Kawasaki Good Times Credit Card, it’s worth looking into its interest rates and other fees. Here’s what you need to know:
Like most credit cards, the Kawasaki Good Times Credit Card has a variable interest rate based on the Prime Rate. Currently, the variable APR ranges from 10.24% to 22.24%, depending on your creditworthiness. If you carry a balance on your card, it’s important to pay attention to the interest rate, as it can significantly affect the amount of interest you pay over time.
The Kawasaki Good Times Credit Card does not charge an annual fee, making it a great choice for those looking to avoid unnecessary fees. This can be especially beneficial for those who don’t plan to use the card frequently or have a low credit limit.
Balance Transfer Fees
If you transfer a balance from another credit card to your Kawasaki Good Times Credit Card, you’ll pay a fee of either $5 or 3% of the amount of each transfer, whichever is greater. This is a standard fee for balance transfers and is typical of most credit cards.
Cash Advance Fees
If you need to take a cash advance on your Kawasaki Good Times Credit Card, you’ll pay a fee of either $10 or 5% of the amount of each cash advance, whichever is greater. Additionally, cash advances accrue interest at the same rate as purchases, so it’s important to pay them off as soon as possible to avoid accruing large amounts of interest.
Foreign Transaction Fees
If you use your Kawasaki Good Times Credit Card outside of the United States, you’ll pay a foreign transaction fee of 3% of the transaction amount. This fee applies to purchases made in foreign currency or processed by foreign merchants, even if you’re physically in the US at the time of the purchase.
Overall, the Kawasaki Good Times Credit Card offers competitive rates and fees, making it a great choice for those looking to save money on their credit card expenses. However, it’s important to carefully manage your spending and payments to avoid accruing unnecessary interest and fees.
Here’s a table showing a summary of the rates and fees associated with the Kawasaki Good Times Credit Card:
|10.24% – 22.24%
|Balance Transfer Fee
|$5 or 3% of transfer amount, whichever is greater
|Cash Advance Fee
|$10 or 5% of cash advance amount, whichever is greater
|Foreign Transaction Fee
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Pros of Kawasaki Good Times Credit Card Rates
When you apply for a Kawasaki Good Times Credit Card, you get many benefits. Here are some of the advantages that you can enjoy:
1. Rewards Points
The Kawasaki Good Times Credit Card lets you earn rewards points every time you use the card to make a purchase. You can earn one point for every dollar spent on qualifying purchases, and points can be redeemed for Kawasaki merchandise, parts and accessories, as well as gift cards for other retailers. This is a great feature for Kawasaki enthusiasts and those who regularly purchase Kawasaki products.
2. Special Financing Options
Kawasaki Good Times Credit Card offers special financing options, such as zero percent interest on select purchases for a limited time. This is a great option for customers who want to make a large purchase and pay it off over several months without accruing interest, saving them money in the long run.
3. No Annual Fee
Unlike many credit cards, the Kawasaki Good Times Credit Card does not charge an annual fee. This means that you can take advantage of the benefits the card offers without having to pay any extra fees.
4. Low Introductory Rate
The Kawasaki Good Times Credit Card offers a low introductory rate on purchases, making it a good option for customers who are looking to make a big purchase and pay it off over time while keeping interest charges low.
5. Mobile App Access
Kawasaki Good Times Credit Card offers a mobile app for easy account access, which allows customers to view their account balances, transaction history, and make payments from their phones or tablet.
6. Fraud Protection
The Kawasaki Good Times Credit Card offers fraud protection, which means that you’ll be covered in case your card is lost or stolen. This protection reduces the risk of financial loss and provides peace of mind.
7. Additional Cardholder
You can add an authorized user to your Kawasaki Good Times Credit Card account at no additional cost. This feature allows you to share rewards and perks with someone you trust while keeping track of the transactions.
8. Account Management
The Kawasaki Good Times Credit Card website offers a suite of account management tools, so cardholders can easily manage their account and track their rewards and statements.
9. Visa Benefits
The Kawasaki Good Times Credit Card offers Visa benefits that include warranty manager, auto rental collision damage waiver, lost luggage reimbursement, travel and emergency assistance services.
10. Easy Online Application
You can easily apply for the Kawasaki Good Times Credit Card online, and the application process is quick and straightforward. The website provides a secure application portal, making it a safe and convenient way to apply for any Kawasaki Good Times Credit Card.
That’s all from us about Kawasaki Good Times Credit Card rates. We hope you found this article helpful and informative. Don’t forget to check back soon for more interesting content and updates on Kawasaki Credit Card rates. Thanks for reading, and we look forward to seeing you again soon! Ride safe and have a good time!