Explore the World While Earning Rewards: Best Credit Cards for Travel Points

If you are someone who loves to go on vacations or travels frequently for work, having a credit card with travel reward points can be a huge benefit. Not only can you earn points on everyday purchases, but you can also redeem them for flights, hotel stays, and other travel-related expenses. However, with so many options in the market, it can be overwhelming to choose the best credit card for travel reward points. In this article, we will discuss some of the top credit cards that offer travel rewards and help you figure out which one is right for you based on your spending habits, travel preferences, and other factors.

1. Chase Sapphire Preferred Card

The Chase Sapphire Preferred Card is a great option for those who love to travel with a lot of flexibility. This card provides 2x points per dollar spent on travel and dining around the world and 1x points for all other purchases. As an added benefit, you’ll receive 60,000 bonus points if you spend $4,000 in the first three months, which is a great way to start earning rewards quickly. Another great feature of this card is that it has no foreign transaction fees, which can save you a lot of money when traveling internationally. Overall, this is a card that offers a lot of value for those who want to earn travel rewards.

2. American Express Gold Card

The American Express Gold Card is designed for those who want to earn rewards for dining and groceries. This card provides 4x points per dollar on dining and at supermarkets (up to $25,000 per year) and 3x points per dollar on flights booked directly with airlines or on amextravel.com. Additionally, you’ll receive 35,000 bonus points if you spend $4,000 in the first three months. This card comes with a $250 annual fee, but the rewards can quickly pay for it if you take advantage of its bonuses.

3. Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card is a good option for those who want to earn travel rewards without worrying about limiting their options to certain airlines or hotels. This card provides 2x points per dollar on all purchases, with the flexibility to transfer points to a variety of travel partners. As a bonus, you’ll receive 60,000 bonus points if you spend $3,000 in the first three months, which can be redeemed for travel expenses or transferred to a partner program.

4. Delta SkyMiles gold American Express Card

If you’re a frequent Delta Airlines flyer, the Delta SkyMiles Gold American Express Card is an excellent choice for earning rewards. This card provides 2x miles per dollar spent on eligible purchases made directly with Delta and 1x mile per dollar spent on all other purchases. You’ll also receive a welcome offer of 35,000 bonus miles after spending $1,000 in the first three months. Additionally, you’ll have access to benefits such as priority boarding, free checked bag, and 20% discount on in-flight purchases.

5. United Explorer Card

For those who frequently fly United Airlines, the United Explorer Card is an excellent option for earning rewards. This card provides 2x miles per dollar spent on eligible purchases made directly with United and 1x mile per dollar spent on all other purchases. You’ll also receive a welcome offer of 40,000 bonus miles after spending $2,000 in the first three months. Additionally, you’ll have access to benefits such as priority boarding, free checked bag, and two one-time passes to access the United Club lounge each year.

6. Southwest Rapid Rewards Priority Credit Card

The Southwest Rapid Rewards Priority Credit Card is an excellent option for frequent Southwest Airlines flyers. This card provides 2x points per dollar on Southwest purchases and 1x point per dollar spent on all other purchases. Additionally, you’ll receive a welcome offer of 40,000 bonus points after spending $1,000 in the first three months. Other benefits of this card include a $75 Southwest annual travel credit, four upgraded boardings per year, and 7,500 anniversary bonus points.

7. Marriott Bonvoy Boundless Credit Card

For frequent travelers who prefer Marriott hotels, the Marriott Bonvoy Boundless Credit Card provides excellent rewards. This card provides 6x points per dollar spent at participating Marriott hotels and 2x points per dollar spent on all other purchases. Additionally, you’ll receive a welcome offer of 100,000 bonus points after spending $5,000 in the first three months. Other benefits of this card include an annual free night award and automatic Silver Elite status.

8. Hilton Honors American Express Aspire Card

If you’re a frequent traveler who prefers Hilton hotels, the Hilton Honors American Express Aspire Card is an excellent choice. This card provides 14x points per dollar spent at participating Hilton hotels and 7x points per dollar on flights booked directly with airlines or on amextravel.com, car rentals booked directly from select car rental companies, and at U.S. restaurants. You’ll also receive a welcome offer of 150,000 bonus points after spending $4,000 in the first three months. Other benefits of this card include a $250 airline fee credit and $250 Hilton resort credit each year.

9. Barclaycard Arrival Plus World Elite Mastercard

The Barclaycard Arrival Plus World Elite Mastercard provides excellent rewards for cardholders who like flexibility. This card provides 2x miles per dollar spent on all purchases, which can be redeemed for statement credits for any travel-related expenses. Additionally, you’ll receive 60,000 bonus miles after spending $5,000 in the first three months. Another great benefit is that this card has no foreign transaction fees, which can save you a lot of money when traveling internationally.

10. Citi ThankYou Premier Card

The Citi ThankYou Premier Card is another excellent option for those who want flexibility with their rewards. This card provides 3x points per dollar spent on travel, including gas, and 2x points for dining out and entertainment, and 1x points for all other purchases. Additionally, you’ll receive a welcome offer of 60,000 bonus points after spending $4,000 in the first three months. This card offers a lot of value for those who want to earn rewards for a variety of activities and purchases.

The Top 10 Credit Cards for Travel Reward Points

If you’re a frequent traveler who loves to fly high and explore the world, then a credit card that offers travel reward points could be a great option for you. With so many options available in the market, it can be challenging to choose the right credit card for your travel needs. In this section, we’ve listed the top 10 credit cards for travel reward points that you should consider.

1. Chase Sapphire Preferred

The Chase Sapphire Preferred is a popular travel credit card that has been earning rewards and recognition for its amazing benefits. With an intro bonus of 60,000 points and an annual fee of $95, this card offers 2x points on travel and dining and 1x on all other purchases. You also get some great travel perks, including primary car rental insurance and trip cancellation/interruption insurance.

2. Capital One Venture

The Capital One Venture credit card is another great option for earning travel reward points. With no annual fees for the first year and a sign-up bonus of 100,000 points, this card offers 2x points on all purchases. You can redeem your points for travel, dining, and even cashback.

3. American Express Gold Card

The American Express Gold Card is a premium travel credit card with an annual fee of $250. Cardholders can earn up to 4x points on dining and supermarkets and 3x points on flights booked directly with airlines or on amextravel.com. You also get a $120 dining credit and $100 airline fee credit.

4. Citi Prestige

The Citi Prestige is a high-end credit card with an annual fee of $495. However, you can earn a sign-up bonus of 50,000 points and 5x points on air travel and restaurants. You also get a $250 annual travel credit that you can use for any travel expenses.

5. Bank of America Premium Rewards

The Bank of America Premium Rewards credit card has an annual fee of $95 and an intro bonus of 50,000 points. You can earn 2x points on travel and dining and 1.5x points on all other purchases. You also get a $100 annual airline incidental statement credit.

6. Wells Fargo Propel American Express

The Wells Fargo Propel American Express is a no annual fee card that offers some great travel perks. You can earn 3x points on dining, gas, rideshares, and travel. You also get a sign-up bonus of 20,000 points.

7. Discover it Miles

The Discover it Miles credit card has no annual fees and offers unlimited 1.5x miles on all purchases. You can redeem your miles as a statement credit for travel purchases. The best part of this card is the dollar-for-dollar match of all the miles you’ve earned at the end of your first year.

8. Hilton Honors American Express Surpass

The Hilton Honors American Express Surpass card is great for frequent travelers who love to stay in Hilton hotels. You can earn up to 12x points on Hilton purchases and 6x points on restaurants, supermarkets, and gas stations. This card also offers a sign-up bonus of 130,000 points.

9. Barclaycard Arrival Plus

The Barclaycard Arrival Plus credit card has an annual fee of $89 and offers an intro bonus of 70,000 miles. You can earn 2x miles on all purchases, and your miles are worth 1 cent each when redeemed for travel expenses.

10. Marriott Bonvoy Boundless Credit Card

The Marriott Bonvoy Boundless Credit Card is a great option for travelers who love to stay in Marriott hotels. You can earn up to 6x points on Marriott purchases and 2x points on all other purchases. You also get a welcome bonus of 100,000 points and a free night stay every year.

The Top 5 Credit Cards for Maximizing Travel Reward Points

When it comes to travel reward points, some credit cards have more to offer than others. If you’re looking to maximize your rewards and earn points for travel, here are the top five credit cards to consider.

1. Chase Sapphire Preferred Card

The Chase Sapphire Preferred Card is a popular choice for many travelers. It offers a sign-up bonus of 60,000 points after you spend $4,000 in the first three months of opening an account. You earn 2X points on travel and dining, and 1X point on all other purchases. The card also comes with a $95 annual fee.

One of the key benefits of the Chase Sapphire Preferred Card is its flexibility. You can transfer points to a number of partner airlines and hotels, or book travel directly through the Chase Ultimate Rewards portal. Points are worth 25% more when redeemed through the portal, making it a great option for booking flights, hotel stays, and rental cars.

2. American Express Gold Card

The American Express Gold Card is another top pick for travel reward points. It offers a welcome bonus of 60,000 Membership Rewards points after you spend $4,000 on purchases within the first six months. You earn 4X points at restaurants worldwide, 4X points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X point), 3X points on flights booked directly with airlines or on amextravel.com, and 1X point on all other purchases. The card also comes with a $250 annual fee.

One of the standout features of the American Express Gold Card is the $100 airline fee credit. You can use this credit to cover things like baggage fees, seat upgrades, and in-flight food and drinks. The card also offers a $120 dining credit each year, which you can use at select restaurants.

3. Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card is a great option for those who want to earn miles without worrying about airline or hotel loyalty programs. It offers a sign-up bonus of 60,000 miles after you spend $3,000 within the first three months. You earn 2X miles on every purchase, every day, and the card has an annual fee of $95 (waived the first year).

Another great benefit of the Capital One Venture Rewards Credit Card is the ability to redeem miles for any travel purchase. You simply book your travel as you normally would, and then use your miles to pay off the charge. You’ll also earn 10X miles on hotels booked and paid for through hotels.com/venture.

4. Citi Premier Card

The Citi Premier Card is a great choice for those who want to earn points on a variety of travel purchases. It offers a sign-up bonus of 80,000 ThankYou points after you spend $4,000 within the first three months. You earn 3X points on air travel, hotels, and gas stations, 2X points on restaurants and entertainment, and 1X point on all other purchases. The card has an annual fee of $95.

One of the standout features of the Citi Premier Card is the ability to transfer points to a number of airline transfer partners. Points are also worth 25% more when redeemed through the Citi ThankYou Travel Center.

5. Delta SkyMiles Gold American Express Card

The Delta SkyMiles Gold American Express Card is a great option for frequent Delta flyers. It offers a welcome bonus of 50,000 miles after you spend $2,000 in purchases within the first three months. You earn 2X miles on Delta purchases, restaurants worldwide, and at U.S. supermarkets, and 1X mile on all other purchases. The card has an annual fee of $99 (waived the first year).

One of the standout features of the Delta SkyMiles Gold American Express Card is the ability to earn a $100 Delta flight credit after you spend $10,000 in purchases in a calendar year. Cardholders also receive priority boarding, a free checked bag on Delta flights, and 20% savings in the form of a credit on eligible in-flight purchases.

Credit Card Sign-Up Bonus Earning Rates Annual Fee
Chase Sapphire Preferred Card 60,000 points after $4,000 in spend within 3 months 2X points on travel and dining, 1X point on all other purchases $95
American Express Gold Card 60,000 points after $4,000 in spend within 6 months 4X points at restaurants worldwide, 4X points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X point), 3X points on flights booked directly with airlines or on amextravel.com, 1X point on all other purchases $250
Capital One Venture Rewards Credit Card 60,000 miles after $3,000 in spend within 3 months 2X miles on every purchase, every day $95 (waived first year)
Citi Premier Card 80,000 points after $4,000 in spend within 3 months 3X points on air travel, hotels, and gas stations, 2X points on restaurants and entertainment, 1X point on all other purchases $95
Delta SkyMiles Gold American Express Card 50,000 miles after $2,000 in spend within 3 months 2X miles on Delta purchases, restaurants worldwide, and at U.S. supermarkets, 1X mile on all other purchases $99 (waived first year)

In conclusion, these five credit cards offer some of the best travel reward points on the market. Do your research, compare the benefits and select the credit card that suits your needs and preferences best to get started on your journey toward earning points for exciting travel adventures.

Here are relevant links for the article about “best credit card for travel reward points”:

– If you want to learn more about earning credit card points, check out how to earn credit card points.
– For a more comprehensive guide on credit card rewards, take a look at guide to credit card rewards.
– Interested in knowing how to redeem your travel reward points? How to redeem travel reward points has got you covered.

Pros and Cons of the Best Credit Cards for Travel Rewards Points

Travel rewards credit cards have become increasingly popular over the years, and for good reason. These cards allow users to earn points or miles for every qualifying purchase they make, which they can then redeem for free or discounted travel. However, with so many options available, it can be tough to decide on the best credit card for your travel needs. Here are the pros and cons of some of the top credit cards for travel rewards points.

1. Chase Sapphire Preferred® Card

Pros:
– Earns 2x points per dollar on travel and dining purchases
– Offers a sign-up bonus of 60,000 points (after spending $4,000 in the first three months)
– Points can be transferred to a variety of airline and hotel loyalty programs
– No foreign transaction fees
– Primary rental car insurance

Cons:
– Has an annual fee of $95
– Requires good to excellent credit for approval
– Points may have varying redemption values depending on the transfer partner

2. Capital One Venture Rewards Credit Card

Pros:
– Earns 2x miles per dollar on all purchases
– Offers a sign-up bonus of 60,000 miles (after spending $3,000 in the first three months)
– Miles can be redeemed for any travel purchase
– No foreign transaction fees
– Secondary rental car insurance

Cons:
– Has an annual fee of $95
– Requires good to excellent credit for approval
– Does not offer as many transfer partners as some other cards

3. American Express® Gold Card

Pros:
– Earns 4x points per dollar at restaurants, 4x points per dollar at U.S. supermarkets (up to $25,000 per year), and 3x points per dollar on flights booked directly with airlines or on amextravel.com
– Offers a sign-up bonus of 60,000 points (after spending $4,000 in the first six months)
– Points can be transferred to a variety of airline and hotel loyalty programs
– $120 annual dining credit and $100 airline fee credit
– No foreign transaction fees

Cons:
– Has an annual fee of $250
– Requires good to excellent credit for approval
– Does not offer as many travel benefits as some other cards

4. The Platinum Card® from American Express

Pros:
– Earns 5x points per dollar on flights booked directly with airlines or on amextravel.com and on prepaid hotels booked on amextravel.com
– Offers a sign-up bonus of 100,000 points (after spending $6,000 in the first six months)
– Points can be transferred to a variety of airline and hotel loyalty programs
– $200 airline fee credit, $200 Uber credit, and $100 Saks Fifth Avenue credit
– Access to Amex Centurion Lounges, Priority Pass lounges, and Delta Sky Clubs

Cons:
– Has an annual fee of $695
– Requires good to excellent credit for approval
– May not be worth the high annual fee for those who do not travel frequently

5. Citi Premier® Card

Pros:
– Earns 3x points per dollar on travel, including gas stations, and 2x points per dollar on dining and entertainment
– Offers a sign-up bonus of 80,000 points (after spending $4,000 in the first three months)
– Points can be transferred to a variety of airline and hotel loyalty programs
– No foreign transaction fees
– $100 annual discount on a single hotel stay of $500 or more booked through thankyou.com

Cons:
– Has an annual fee of $95
– Points may have varying redemption values depending on the transfer partner
– Travel benefits are not as robust as some other cards

6. Bank of America® Premium Rewards® credit card

Pros:
– Earns 2x points per dollar on travel and dining purchases and 1.5x points per dollar on all other purchases
– Offers a sign-up bonus of 50,000 points (after spending $3,000 in the first 90 days)
– Points can be redeemed for statement credits or used to book travel through the Bank of America Travel Center
– $100 annual airline incidentals credit and $100 TSA PreCheck or Global Entry fee credit
– No foreign transaction fees

Cons:
– Has an annual fee of $95
– Points may have varying redemption values depending on the redemption method
– Not as many travel benefits as some other cards

7. United℠ Explorer Card

Pros:
– Earns 2x miles per dollar on United purchases, at restaurants, and on hotel stays; and 1x mile per dollar on all other purchases
– Offers a sign-up bonus of up to 70,000 miles (after spending $3,000 in the first three months)
– Free first checked bag, priority boarding, and two United Club℠ one-time passes per year
– Primary rental car insurance
– No foreign transaction fees

Cons:
– Has an annual fee of $95
– Points are tied to United Airlines, limiting redemption options
– May not be the best option for those who do not fly United frequently

8. Chase Freedom Flex℠

Pros:
– Earns 5% cash back on up to $1,500 in purchases in rotating categories each quarter and 5% back on travel purchased through Chase Ultimate Rewards®
– Offers a sign-up bonus of $200 cash back (after spending $500 in the first three months)
– No annual fee
– Points can be redeemed for cash back or travel through Chase Ultimate Rewards®

Cons:
– Points have a fixed redemption value, limiting potential value
– Rotating categories may not always align with travel expenses

9. Discover it® Miles

Pros:
– Earns 1.5x miles per dollar on all purchases
– Offers a match of all miles earned at the end of the first year for new cardholders
– No annual fee
– Miles can be redeemed for travel, statement credits, or cash back

Cons:
– Points have a fixed redemption value, limiting potential value
– Does not offer as many travel benefits as some other cards

10. Southwest Rapid Rewards® Priority Credit Card

Pros:
– Earns 2x points per dollar on Southwest purchases, at participating Rapid Rewards® hotel and rental car partners, and on eligible rapid rewards purchases; and 1x point per dollar on all other purchases
– Offers a sign-up bonus of up to 65,000 points (after spending $2,000 in the first three months)
– $75 Southwest Travel credit and four upgraded boardings per year when available
– No foreign transaction fees
– Points can be redeemed for Southwest flights, gift cards, or experiences

Cons:
– Has an annual fee of $149
– Points are tied to Southwest Airlines, limiting redemption options
– May not be the best option for those who do not fly Southwest frequently.

Happy travels!

Thank you for taking the time to read about the best credit cards for travel reward points! We hope this article has helped you find the perfect card to suit your travel needs. Remember to always read the terms and conditions carefully before applying for a credit card, and to use it responsibly. Happy travels, and don’t forget to visit us again soon for more useful tips and advice!

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